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In Malaysia, you can purchase insurance
- Directly from an insurance company;
- From an agent who represents only two insurers that offer insurance products which they want to sell;
- On the Internet;
- Through an insurance broker who can offer a choice of coverages from various insurance companies.
An insurance and/or takaful broker’s foremost duty is to his or her client. He works for you. That’s the reason.
Your Best Insurance Is An Insurance and/or Takaful Broker
As a consumer of insurance, it is in your interest to find a suitable broker to handle your business. You have the responsibility to provide fair and honest information about your insurance needs.
With so many insurance companies and takaful operators providing insurance and takaful to consumers and each offering its own unique coverage, comparing products can be a time-consuming job. A knowledgeable broker can help you find the coverage that’s right for you, for your home, car or business. Brokers are licensed, but for many of them, insurance is not just a business, it’s a "calling": a deep-rooted desire to help people in their community. In the event of a claim, a broker will guide you through the settlement process.
Brokers also advocate on your behalf to insurers, regulators, and government to ensure affordable insurance, choices and innovative products.
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